The Business Owners Policy at Kiley Insurance Agency is designed to address the needs of today’s small business owner. To qualify for the Business Owners Policy, a small business must bring in less than $5,000,000 in annual revenue. Recent studies show that small businesses who qualify for this type of policy represent as much as 95% of the current US economy.
A simple package policy, the Business Owners Policy features multiple coverage areas that are designed to cover all the basic needs of today’s small business owners. Our custom policy is very flexible and covers more area than a traditional Business Owners Policy that you might find at another agency. Kiley Insurance has worked diligently to design an insurance package for small business owners that provides the flexibility of purchasing a combination of insurance policy coverages in one single policy.
Designed With You in Mind
Kiley’s Business Owners Policy insurance package features five specific coverage areas that were hand-picked with small business owners in mind. The five available parts include General Liability, Umbrella Liability, Professional Liability, Property Coverage and Employment Practices Liability Insurance. By including these parts within your single cost-efficient policy, Kiley provides you with all the coverage you need at a rate you can afford.
It is important to understand that commercial insurance policies cover more than losses due to physical damage. If your business is shut down temporarily following a fire, you will not just be out the time and cost of getting your business back up-and-running, but you will also lose potential earnings during the downtime. Business Interruption Insurance, which is also known as Time Element Coverage, can provide coverage for loss of income or additional expenses incurred while your business is shut down due to property damage.
Ask your Kiley Insurance Agency representative about these and other policy options for small business owners. Give us a call or request a quote for more information.