Most auto insurance policies cover the basics, such as liability and property damage. Kiley Insurance Agency offers a wide range of coverage plans, packages and products that can help you to be more fully protected in the event of an accident. Bodily injury, physical damage, legal defense costs, medical expenses, uninsured or underinsured motorist coverage, collision, theft and other options can be added on to create a custom policy that will cover you in just about any situation.
Bodily Injury Liability
This coverage will help protect you from any legal or financial responsibilities as a result of accidents that cause injury to other drivers, passengers and pedestrians.
Property Damage Liability
This policy will help protect any property that is not your own that becomes damaged in an accident. This coverage also provides for legal defense costs if they are required.
First-Part Benefits Coverage
This type of insurance will provide financial support for any medical costs, rehabilitation, loss of income, funeral costs or accidental death, covering you and any others that are injured in an accident that involves your vehicle, regardless or which driver is determined to be at fault.
Uninsured/Underinsured Motorist Coverage
An insurance policy that includes uninsured or underinsured motorist coverage is extremely beneficial in the case of an accident or injury that was caused by another motorist who did not have insurance or was not sufficiently covered to pay the amount that is legally allowed for damages.
This type of policy helps to cover any costs associated with repairs for damages done to your car by another vehicle.
Other Than Collision Coverage
This insurance protects you from costs associated with repairs for damages from other sources, such as theft or vandalism, glass breakage and fire.
Additional Coverage Options
Kiley Insurance Agency has a lot of additional coverage options available for our customers beyond the policies and coverage programs listed here. We also offer Rental Reimbursement coverage, which pays for any costs associated with renting a car if your car needs repairs or replacement. Towing and labor charges can also be covered under additional policy options, ensuring that you will never get caught off-guard with bills stemming from an accident.
There are a lot of ways to save money on your auto insurance policy. Speak with a licensed agent at Kiley Insurance for tips on how to reduce your monthly bill. Passive seat belt restraints, air bags, anti-lock brakes and anti-theft devices are just some of the things that can help you save. Additional discounts are available for drivers who have taken driver education courses, participate in car pools or have more than one vehicle insured through Kiley Insurance Agency.